Medicare is a federal insurance program that provides health coverage to eligible enrollees. Beneficiaries must pay monthly premiums, annual deductibles, and coinsurance for many of the services they receive. Some enrollees even have to pay a premium for Medicare Part A, increasing the total cost of coverage. For Medicare beneficiaries with low incomes, it can be difficult to absorb these out-of-pocket costs.

If you have limited income and resources, you may qualify to get help from Medicaid to pay premiums and other Medicare expenses. Medicaid is a state and federal financial assistance program for people of all ages. If you qualify for Medicare and Medicaid, you are considered dual-eligible.